1088 Reed RdMayportPA16240
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 1088 Reed Rd, Mayport, PA, 16240 in Mayport at $159,000. Rental yield 7.24%. The 7.24% yield and 1.34 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $43,929 by year five, and $1,464/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $55,235.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $(83) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $959 |
| Total Monthly Debt Service | $979 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16240, Mayport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 712 (100%) |
| Owner Occupied HU | 501 (70.4%) |
| Renter Occupied HU | 92 (12.9%) |
| Vacant Housing Units | 119 (16.7%) |
| Median Home Value | $178,125 |
| Average Home Value | $268,618 |
Housing Distribution
Address Breakdown
Residential
659
Single Family
659
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16240, Mayport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 712 (100%) |
| Owner Occupied HU | 501 (70.4%) |
| Renter Occupied HU | 92 (12.9%) |
| Vacant Housing Units | 119 (16.7%) |
| Median Home Value | $178,125 |
| Average Home Value | $268,618 |
Housing Distribution
Address Breakdown
Residential
659
Single Family
659
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard F. Ellenberger • HOWARD HANNA-ALLEMANG
Mls Name: Clearfield Jefferson AOR
Mls Provider:
Mls ID: #02-12151
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.