1085 N Nayon Dr E #ALaytonUT84040
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1085 N Nayon Dr E #A, Layton, UT, 84040 in Layton. At $299,990 it earns $2,394/mo in rent and distributes $461/mo to the owner after the $1,349/mo payment, a consistent 9.58% yield. DSCR 1.77 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $82,882 in value; $2,763/yr in principal paydown compounds ownership stake. Total projected return: $143,785.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $461 | $1,850 |
City averages based on Layton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,394 |
| Total Monthly Debt Service | $1,814 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
435.60 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84040, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,227 (100%) |
| Owner Occupied HU | 7,626 (82.6%) |
| Renter Occupied HU | 1,389 (15.1%) |
| Vacant Housing Units | 212 ( 2.3%) |
| Median Home Value | $616,598 |
| Average Home Value | $643,334 |
Housing Distribution
Address Breakdown
Residential
8,864
Single Family
8,743
Multi-Family
121
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
435.60 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84040, Layton, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,227 (100%) |
| Owner Occupied HU | 7,626 (82.6%) |
| Renter Occupied HU | 1,389 (15.1%) |
| Vacant Housing Units | 212 ( 2.3%) |
| Median Home Value | $616,598 |
| Average Home Value | $643,334 |
Housing Distribution
Address Breakdown
Residential
8,864
Single Family
8,743
Multi-Family
121
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maria Collantes • LA QUINTA REALTY LLC
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2031668
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-02-18 18:46:42 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/info/mls-disclaimers/#mls_319)