10849 County Road 4079aScurryTX75158
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 10849 County Road 4079a, Scurry, TX, 75158 in Scurry fits: $495,000, 5.55% gross yield, and a projected 5% annual appreciation rate adding $136,759 in value within five years. Rental yield 5.55%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.03) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,559/yr in principal paydown and $136,759 in appreciation project a total return of $110,525.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 6.2% |
| Monthly Cash Flow | $(1,230) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,290 |
| Total Monthly Debt Service | $3,323 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75158, Scurry, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,895 (100%) |
| Owner Occupied HU | 1,578 (83.3%) |
| Renter Occupied HU | 226 (11.9%) |
| Vacant Housing Units | 91 ( 4.8%) |
| Median Home Value | $360,748 |
| Average Home Value | $441,643 |
Housing Distribution
Address Breakdown
Residential
1,954
Single Family
1,954
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75158, Scurry, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,895 (100%) |
| Owner Occupied HU | 1,578 (83.3%) |
| Renter Occupied HU | 226 (11.9%) |
| Vacant Housing Units | 91 ( 4.8%) |
| Median Home Value | $360,748 |
| Average Home Value | $441,643 |
Housing Distribution
Address Breakdown
Residential
1,954
Single Family
1,954
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Weed • Pinnacle Realty Advisors
Mls Name: NTREIS
Mls ID: #20888414
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.