10843 Northoak SqCupertinoCA95014
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 10843 Northoak Sq, Cupertino, CA, 95014 in Cupertino at $1,180,000, 4.35% gross yield, is a market-growth asset. Rental yield 4.35%. The $4,280/mo rent partially funds the $5,306/mo debt service; the core return is the 5%/yr price growth projected to add $326,012 over five years. Ziffy Mortgage's DSCR mortgage (0.81) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $253,093.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.0% |
| Monthly Cash Flow | $(3,020) | $3,000 |
City averages based on Cupertino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,280 |
| Total Monthly Debt Service | $6,830 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1973
1,412 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95014, Cupertino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,830 (100%) |
| Owner Occupied HU | 12,434 (54.5%) |
| Renter Occupied HU | 9,160 (40.1%) |
| Vacant Housing Units | 1,236 ( 5.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,864,697 |
Housing Distribution
Address Breakdown
Residential
22,110
Single Family
17,660
Multi-Family
4,450
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1973
1,412 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95014, Cupertino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,830 (100%) |
| Owner Occupied HU | 12,434 (54.5%) |
| Renter Occupied HU | 9,160 (40.1%) |
| Vacant Housing Units | 1,236 ( 5.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,864,697 |
Housing Distribution
Address Breakdown
Residential
22,110
Single Family
17,660
Multi-Family
4,450
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shilpa Joshi • Compass
Mls Name: MLSListings Inc
Mls ID: #ML82013488