10820 SW Huntington AveTigardOR97223
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 10820 SW Huntington Ave, Tigard, OR, 97223 in Tigard at $382,500 earns $2,334/mo in rent and nets $25/mo after the $1,720/mo payment, a 7.32% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $105,678 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $3,523/yr in principal paydown, total projected return reaches $146,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.1% |
| Monthly Cash Flow | $25 | $1,850 |
City averages based on Tigard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,334 |
| Total Monthly Debt Service | $2,157 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97223, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,295 (100%) |
| Owner Occupied HU | 12,157 (57.1%) |
| Renter Occupied HU | 8,235 (38.7%) |
| Vacant Housing Units | 903 ( 4.2%) |
| Median Home Value | $644,163 |
| Average Home Value | $668,731 |
Housing Distribution
Address Breakdown
Residential
20,942
Single Family
17,937
Multi-Family
3,005
Businesses
1,980
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
1,306 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97223, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,295 (100%) |
| Owner Occupied HU | 12,157 (57.1%) |
| Renter Occupied HU | 8,235 (38.7%) |
| Vacant Housing Units | 903 ( 4.2%) |
| Median Home Value | $644,163 |
| Average Home Value | $668,731 |
Housing Distribution
Address Breakdown
Residential
20,942
Single Family
17,937
Multi-Family
3,005
Businesses
1,980
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices