10812 Moske CirMilfordKS66514
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 10812 Moske Cir, Milford, KS, 66514 in Milford at $275,000 earns $1,884/mo in rent and nets $54/mo after the $1,237/mo payment, a 8.22% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $75,977 over five years. Ziffy Mortgage underwrites this on a 1.52 DSCR without U.S. credit history. With $2,533/yr in principal paydown, total projected return reaches $108,339.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.5% |
| Monthly Cash Flow | $54 | $150 |
City averages based on Milford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,884 |
| Total Monthly Debt Service | $1,720 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66514, Milford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 734 (100%) |
| Owner Occupied HU | 503 (68.5%) |
| Renter Occupied HU | 98 (13.4%) |
| Vacant Housing Units | 133 (18.1%) |
| Median Home Value | $255,088 |
| Average Home Value | $261,103 |
Housing Distribution
Address Breakdown
Residential
492
Single Family
492
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66514, Milford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 734 (100%) |
| Owner Occupied HU | 503 (68.5%) |
| Renter Occupied HU | 98 (13.4%) |
| Vacant Housing Units | 133 (18.1%) |
| Median Home Value | $255,088 |
| Average Home Value | $261,103 |
Housing Distribution
Address Breakdown
Residential
492
Single Family
492
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices