10811 Hearthwood DrBethanyLA71007
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 10811 Hearthwood Dr, Bethany, LA, 71007 in Bethany is capital appreciation. Rental yield 3.26%. The 3.26% gross yield at $375,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $103,606 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.60) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $58,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.8% |
| Monthly Cash Flow | $(1,304) | $450 |
City averages based on Bethany market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,019 |
| Total Monthly Debt Service | $2,174 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71007, Bethany, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 416 (100%) |
| Owner Occupied HU | 340 (81.7%) |
| Renter Occupied HU | 43 (10.3%) |
| Vacant Housing Units | 33 ( 7.9%) |
| Median Home Value | $264,286 |
| Average Home Value | $362,537 |
Housing Distribution
Address Breakdown
Residential
494
Single Family
494
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71007, Bethany, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 416 (100%) |
| Owner Occupied HU | 340 (81.7%) |
| Renter Occupied HU | 43 (10.3%) |
| Vacant Housing Units | 33 ( 7.9%) |
| Median Home Value | $264,286 |
| Average Home Value | $362,537 |
Housing Distribution
Address Breakdown
Residential
494
Single Family
494
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices