10810 406th HwyRoarkKY40979



INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play10810 406th Hwy, Roark, KY, 40979 in Roark is priced for appreciation, not yield. Rental yield 0%. At $149,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $41,166 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.5% |
| Monthly Cash Flow | $0 | $1,200 |
City averages based on Roark market data in our database. Property projections are estimates.
Single Family
Built in 1972
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40979, Roark, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 106 (100%) |
| Owner Occupied HU | 82 (77.4%) |
| Renter Occupied HU | 12 (11.3%) |
| Vacant Housing Units | 12 (11.3%) |
| Median Home Value | $64,375 |
| Average Home Value | $79,756 |
Housing Distribution
Address Breakdown
Residential
30
Single Family
30
Multi-Family
0
Businesses
1



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1972
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40979, Roark, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 106 (100%) |
| Owner Occupied HU | 82 (77.4%) |
| Renter Occupied HU | 12 (11.3%) |
| Vacant Housing Units | 12 (11.3%) |
| Median Home Value | $64,375 |
| Average Home Value | $79,756 |
Housing Distribution
Address Breakdown
Residential
30
Single Family
30
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







