1081 SW 129th Ave #1MiamiFL33184
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.77 makes 1081 SW 129th Ave #1, Miami, FL, 33184 in Miami one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.37%. The 9.37% yield, 5% annual appreciation ($40,061 over five years), and $1,335/yr in principal reduction project a total cumulative return of $1,690.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $(930) | $1,850 |
City averages based on Miami market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,155 |
| Total Monthly Debt Service | $2,005 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
$1,100 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
$1,100 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices