1081 Birch StGreenwoodAR72936
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1081 Birch St, Greenwood, AR, 72936 in Greenwood speaks for itself: 10.19% gross on a $227,900 price, generating $1,936/mo in rent and $566/mo in net income after the $1,025/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,788 stacks alongside $62,965 in projected five-year appreciation and $2,099/yr in principal reduction. Projected total cumulative return: $122,680.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.0% |
| Monthly Cash Flow | $566 | $300 |
City averages based on Greenwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,936 |
| Total Monthly Debt Service | $1,279 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
8,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72936, Greenwood, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,093 (100%) |
| Owner Occupied HU | 4,431 (72.7%) |
| Renter Occupied HU | 1,295 (21.3%) |
| Vacant Housing Units | 367 ( 6.0%) |
| Median Home Value | $234,255 |
| Average Home Value | $262,427 |
Housing Distribution
Address Breakdown
Residential
5,610
Single Family
5,514
Multi-Family
96
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
8,999 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72936, Greenwood, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,093 (100%) |
| Owner Occupied HU | 4,431 (72.7%) |
| Renter Occupied HU | 1,295 (21.3%) |
| Vacant Housing Units | 367 ( 6.0%) |
| Median Home Value | $234,255 |
| Average Home Value | $262,427 |
Housing Distribution
Address Breakdown
Residential
5,610
Single Family
5,514
Multi-Family
96
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices