1080 Silver Lake DrSacramentoCA95831
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1080 Silver Lake Dr, Sacramento, CA, 95831 in Sacramento: $4,978/mo in rent, $1,049/mo in net income, 9.41% gross yield, 1.74 DSCR, all at $635,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $175,439 in appreciation and $5,848/yr in principal paydown projects total cumulative return of $308,345.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.8% |
| Monthly Cash Flow | $1,049 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,978 |
| Total Monthly Debt Service | $3,676 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices