108 Wimbley RdEstill SpringsTN37330
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow108 Wimbley Rd, Estill Springs, TN, 37330 in Estill Springs earns its strong cash-flow label: 10.93% yield, $1,776/mo rent, $609/mo net income, DSCR 2.03. The $195,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $53,875 by year five. Combined with $1,796/yr in principal paydown, total projected return reaches $112,969.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $609 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,776 |
| Total Monthly Debt Service | $1,090 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37330, Estill Springs, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,614 (100%) |
| Owner Occupied HU | 2,609 (72.2%) |
| Renter Occupied HU | 471 (13.0%) |
| Vacant Housing Units | 534 (14.8%) |
| Median Home Value | $299,194 |
| Average Home Value | $354,884 |
Housing Distribution
Address Breakdown
Residential
3,081
Single Family
3,081
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37330, Estill Springs, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,614 (100%) |
| Owner Occupied HU | 2,609 (72.2%) |
| Renter Occupied HU | 471 (13.0%) |
| Vacant Housing Units | 534 (14.8%) |
| Median Home Value | $299,194 |
| Average Home Value | $354,884 |
Housing Distribution
Address Breakdown
Residential
3,081
Single Family
3,081
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Clint Payne • Better Homes & Gardens Real Estate Heritage Group
Mls Name: RealTracs MLS as distributed by MLS GRID
Mls Provider:
Mls ID: #3097845