108 White Rock, Cibolo, TX, 78108 | $163/mo Cash Flow

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108 White Rock, Cibolo, TX, 78108 | $163/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cibolo at 108 White Rock, Cibolo, TX, 78108 listed at $465,000 pairs $3,470/mo rent with a $2,276/mo payment to leave $163/mo cash flow. Total monthly income runs $3,470/mo, and annual cash flow reaches $1,959/yr on $154,148 cash to close. Return on cash invested measures 21.18% in year one, and rental yield registers 8.95% at a $465,000 basis. Equity gained on principal adds $3,001/yr, and annual property appreciation at 5% supports $128,471 by year five. Five-year ROI tracks 110.88% and total cumulative return in cash totals $170,915. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,470/mo property income relative to a $2,276/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2017

8,712 sqft lot

$N/A/sqft

No HOA

More details about the property

VA ASSUMABLE LOAN AT 2.250%!!!! Welcome to this stunning 4-bedroom, 3.5-bathroom home situated on a desirable corner lot in the highly sought-after Saratoga community. Offering 3,650 square feet of meticulously maintained living space, this residence features soaring ceilings, large windows that bathe the home in natural light, an open floor plan, crown moulding, and a dedicated office. The gourmet kitchen is beautifully designed with stainless steel appliances, a custom tile backsplash, walk-in pantry, large island, and a cozy breakfast nook. The primary suite, located on the main level, is a true retreat with expansive windows, a spacious bathroom complete with a vanity area, his and hers sinks with a makeup vanity, a relaxing garden tub, separate shower, and a large walk-in closet. Upstairs, you'll find three generously sized secondary bedrooms, two full bathrooms, a versatile secondary living area, and a game room perfect for entertaining or relaxing. Outdoor living is equally impressive with a covered extended patio, privacy fence, rain gutters, and a full irrigation system, all designed for comfort and convenience. With a 3-car garage and prime location near JBSA-Randolph, shopping, dining, and major highways, this home offers the perfect blend of luxury, functionality, and accessibility.

Neighborhood Data

Neighborhood data shown for ZIP Code: 78108, Cibolo, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,612 (100%)
Owner Occupied HU	13,921 (79.0%)
Renter Occupied HU	2,827 (16.1%)
Vacant Housing Units	864 ( 4.9%)
Median Home Value	$350,025
Average Home Value	$376,748