108 Westfield Ranch, La Vernia, TX, 78121 | $159/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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108 Westfield Ranch, La Vernia, TX, 78121 | $159/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in La Vernia at 108 Westfield Ranch, La Vernia, TX, 78121 offers $4,638/mo rent that, after a $3,083/mo payment, leaves $159/mo cash flow. Total monthly income is $4,638/mo, and annual cash flow is $1,905/yr on $207,237 cash. Return on cash invested measures 20.98% in year one, and rental yield stands at 8.84% at a $629,900 entry. Equity gained on principal adds $4,065/yr while 5% annual appreciation compounds into $174,030 by year five. Five-year ROI records 109.76% and total cumulative return in cash reaches $227,463. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,638/mo property income versus a $3,083/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2016

1.08 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to your dream oasis! This stunning 4-bedroom, 2.5-bathroom home is perfectly situated on a spacious 1.083-acre corner lot, blending expansive indoor living with an entertainer's paradise outdoors. As you enter, you'll be greeted by an inviting open floor plan, complete with a spacious kitchen featuring sleek appliances, ample counter space, and a breakfast nook that flows seamlessly into the living room. Step outside to discover your private retreat! The beautifully landscaped backyard boasts a sparkling pool with a captivating waterfall feature, creating a serene ambiance perfect for cooling off on hot days or hosting family gatherings. The generous size of the corner lot provides an abundance of space for outdoor activities and recreation. The covered patio is truly a highlight, featuring an outdoor kitchen that makes entertaining a breeze, alongside a cozy outdoor fireplace for gathering with family and friends on cool evenings. Enjoy relaxing under the elegant gazebo, which creates an inviting space for outdoor dining or simply unwinding. For those who love to grill, the additional covered area includes a built-in BBQ pit and sink, ensuring every outdoor meal is a delightful occasion. Additionally, a practical storage shed provides ample space for all your gardening tools and outdoor equipment, keeping your yard neat and tidy. With plenty of room to roam and establish your own outdoor haven, this property offers the perfect blend of comfort, style, and outdoor living. Don't miss the opportunity to make it your own!

Neighborhood Data

Neighborhood data shown for ZIP Code: 78121, La Vernia, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,910 (100%)
Owner Occupied HU	4,904 (83.0%)
Renter Occupied HU	669 (11.3%)
Vacant Housing Units	337 ( 5.7%)
Median Home Value	$401,963
Average Home Value	$415,649