108 Swl RdHumphreyAR72073
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow108 Swl Rd, Humphrey, AR, 72073 in Humphrey earns its strong cash-flow label: 11.24% yield, $1,780/mo rent, $637/mo net income, DSCR 2.08. The $190,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $52,494 by year five. Combined with $1,750/yr in principal paydown, total projected return reaches $112,983.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 7.0% |
| Monthly Cash Flow | $637 | $300 |
City averages based on Humphrey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,780 |
| Total Monthly Debt Service | $1,067 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72073, Humphrey, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 532 (100%) |
| Owner Occupied HU | 328 (61.7%) |
| Renter Occupied HU | 94 (17.7%) |
| Vacant Housing Units | 110 (20.7%) |
| Median Home Value | $168,125 |
| Average Home Value | $191,623 |
Housing Distribution
Address Breakdown
Residential
294
Single Family
277
Multi-Family
17
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72073, Humphrey, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 532 (100%) |
| Owner Occupied HU | 328 (61.7%) |
| Renter Occupied HU | 94 (17.7%) |
| Vacant Housing Units | 110 (20.7%) |
| Median Home Value | $168,125 |
| Average Home Value | $191,623 |
Housing Distribution
Address Breakdown
Residential
294
Single Family
277
Multi-Family
17
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melody Stackhouse • Rice Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25013537
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.