108 S Maple StWyomingIA52362
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 108 S Maple St, Wyoming, IA, 52362 in Wyoming. At $216,000 it earns $1,639/mo in rent and distributes $236/mo to the owner after the $971/mo payment, a consistent 9.11% yield. DSCR 1.69 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $59,677 in value; $1,989/yr in principal paydown compounds ownership stake. Total projected return: $97,437.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $236 | $300 |
City averages based on Wyoming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,639 |
| Total Monthly Debt Service | $1,317 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52362, Wyoming, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 498 (100%) |
| Owner Occupied HU | 367 (73.7%) |
| Renter Occupied HU | 76 (15.3%) |
| Vacant Housing Units | 55 (11.0%) |
| Median Home Value | $132,670 |
| Average Home Value | $194,312 |
Housing Distribution
Address Breakdown
Residential
295
Single Family
288
Multi-Family
7
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52362, Wyoming, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 498 (100%) |
| Owner Occupied HU | 367 (73.7%) |
| Renter Occupied HU | 76 (15.3%) |
| Vacant Housing Units | 55 (11.0%) |
| Median Home Value | $132,670 |
| Average Home Value | $194,312 |
Housing Distribution
Address Breakdown
Residential
295
Single Family
288
Multi-Family
7
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices