108 SJeffersonOH44047
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing108 S, Jefferson, OH, 44047 in Jefferson is a stable, well-positioned rental at $264,900. Rental yield 6.39%. DSCR 1.18 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $73,187 in value and $2,440/yr in principal paydown builds equity, a total projected return of $79,546.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.2% |
| Monthly Cash Flow | $(332) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,410 |
| Total Monthly Debt Service | $1,637 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1970
6,337 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44047, Jefferson, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,936 (100%) |
| Owner Occupied HU | 2,900 (73.7%) |
| Renter Occupied HU | 758 (19.3%) |
| Vacant Housing Units | 278 ( 7.1%) |
| Median Home Value | $209,343 |
| Average Home Value | $263,487 |
Housing Distribution
Address Breakdown
Residential
3,817
Single Family
3,795
Multi-Family
22
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1970
6,337 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44047, Jefferson, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,936 (100%) |
| Owner Occupied HU | 2,900 (73.7%) |
| Renter Occupied HU | 758 (19.3%) |
| Vacant Housing Units | 278 ( 7.1%) |
| Median Home Value | $209,343 |
| Average Home Value | $263,487 |
Housing Distribution
Address Breakdown
Residential
3,817
Single Family
3,795
Multi-Family
22
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices