108 S Boston StStaffordKS67578
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow108 S Boston St, Stafford, KS, 67578 in Stafford is a solid income-producing rental, 10.45% gross yield, $949/mo rent, $224/mo net cash flow on a $109,000 buy. DSCR 1.94 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $30,115 and $1,004/yr in principal reduction project a total cumulative return of $56,001.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 7.9% |
| Monthly Cash Flow | $224 | $500 |
City averages based on Stafford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $949 |
| Total Monthly Debt Service | $682 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67578, Stafford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 429 (59.0%) |
| Renter Occupied HU | 126 (17.3%) |
| Vacant Housing Units | 172 (23.7%) |
| Median Home Value | $72,206 |
| Average Home Value | $142,599 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67578, Stafford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 429 (59.0%) |
| Renter Occupied HU | 126 (17.3%) |
| Vacant Housing Units | 172 (23.7%) |
| Median Home Value | $72,206 |
| Average Home Value | $142,599 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Hamm • Hamm Auction & Real Estate, LLC
Mls Name: Mid Kansas MLS & Prairie Land Realtors
Mls ID: #52488
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.