108 Running Brook LnRochesterNY14626
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 108 Running Brook Ln, Rochester, NY, 14626 in Rochester. Priced at $249,900, it generates $2,562/mo in gross rent and $893/mo in net monthly cash flow, a 12.3% yield that comfortably supports the 2.28 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,719. Five-year appreciation: $69,043. Equity from principal paydown: $2,302/yr. Total projected cumulative return: $152,789.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $893 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,562 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
2,522 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14626, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,919 (100%) |
| Owner Occupied HU | 9,422 (67.7%) |
| Renter Occupied HU | 4,018 (28.9%) |
| Vacant Housing Units | 479 ( 3.4%) |
| Median Home Value | $218,241 |
| Average Home Value | $252,930 |
Housing Distribution
Address Breakdown
Residential
13,463
Single Family
11,058
Multi-Family
2,405
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
2,522 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14626, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,919 (100%) |
| Owner Occupied HU | 9,422 (67.7%) |
| Renter Occupied HU | 4,018 (28.9%) |
| Vacant Housing Units | 479 ( 3.4%) |
| Median Home Value | $218,241 |
| Average Home Value | $252,930 |
Housing Distribution
Address Breakdown
Residential
13,463
Single Family
11,058
Multi-Family
2,405
Businesses
908
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices