108 Parker PlLyonsGA30436
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 108 Parker Pl, Lyons, GA, 30436 in Lyons fits: $232,500, 5.73% gross yield, and a projected 5% annual appreciation rate adding $64,235 in value within five years. Rental yield 5.73%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.06) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,141/yr in principal paydown and $64,235 in appreciation project a total return of $68,463.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 8.0% |
| Monthly Cash Flow | $(305) | $300 |
City averages based on Lyons market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,110 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30436, Lyons, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,334 (100%) |
| Owner Occupied HU | 3,005 (56.3%) |
| Renter Occupied HU | 1,539 (28.9%) |
| Vacant Housing Units | 790 (14.8%) |
| Median Home Value | $127,448 |
| Average Home Value | $179,259 |
Housing Distribution
Address Breakdown
Residential
4,729
Single Family
4,661
Multi-Family
68
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30436, Lyons, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,334 (100%) |
| Owner Occupied HU | 3,005 (56.3%) |
| Renter Occupied HU | 1,539 (28.9%) |
| Vacant Housing Units | 790 (14.8%) |
| Median Home Value | $127,448 |
| Average Home Value | $179,259 |
Housing Distribution
Address Breakdown
Residential
4,729
Single Family
4,661
Multi-Family
68
Businesses
390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices