108 Maple LnLake HelenFL32744
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 108 Maple Ln, Lake Helen, FL, 32744 in Lake Helen at $109,900 earns $918/mo in rent and nets $189/mo after the $494/mo payment, a 10.02% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $30,363 over five years. Ziffy Mortgage underwrites this on a 1.86 DSCR without U.S. credit history. With $1,012/yr in principal paydown, total projected return reaches $54,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.0% |
| Monthly Cash Flow | $189 | $1,500 |
City averages based on Lake Helen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $918 |
| Total Monthly Debt Service | $686 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32744, Lake Helen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,983 (100%) |
| Owner Occupied HU | 1,531 (77.2%) |
| Renter Occupied HU | 336 (16.9%) |
| Vacant Housing Units | 116 ( 5.8%) |
| Median Home Value | $452,247 |
| Average Home Value | $465,794 |
Housing Distribution
Address Breakdown
Residential
1,620
Single Family
1,423
Multi-Family
197
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32744, Lake Helen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,983 (100%) |
| Owner Occupied HU | 1,531 (77.2%) |
| Renter Occupied HU | 336 (16.9%) |
| Vacant Housing Units | 116 ( 5.8%) |
| Median Home Value | $452,247 |
| Average Home Value | $465,794 |
Housing Distribution
Address Breakdown
Residential
1,620
Single Family
1,423
Multi-Family
197
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Frank Filippelli • SOUTHERN REALTY ENTERPRISES INC
Mls Name: My State MLS
Mls ID: #11364165