108 E Center StSeymourIL61875
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow108 E Center St, Seymour, IL, 61875 in Seymour is a top-tier cash-flow asset. At $169,900 it produces $1,879/mo in rent and $701/mo in net monthly income, a 13.27% gross rental yield. The DSCR of 2.46 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,406. Five-year appreciation adds $46,940, driving a total cumulative return of $110,103.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 6.0% |
| Monthly Cash Flow | $701 | $1,200 |
City averages based on Seymour market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,879 |
| Total Monthly Debt Service | $1,111 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61875, Seymour, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 303 (100%) |
| Owner Occupied HU | 218 (71.9%) |
| Renter Occupied HU | 59 (19.5%) |
| Vacant Housing Units | 26 ( 8.6%) |
| Median Home Value | $306,522 |
| Average Home Value | $322,431 |
Housing Distribution
Address Breakdown
Residential
194
Single Family
194
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61875, Seymour, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 303 (100%) |
| Owner Occupied HU | 218 (71.9%) |
| Renter Occupied HU | 59 (19.5%) |
| Vacant Housing Units | 26 ( 8.6%) |
| Median Home Value | $306,522 |
| Average Home Value | $322,431 |
Housing Distribution
Address Breakdown
Residential
194
Single Family
194
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices