108 Center StFrostburgMD21532








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Frostburg at 108 Center St, Frostburg, MD, 21532 priced at $115,000 converts $1,241/mo rent into $526/mo cash flow after a $563/mo obligation. Total monthly income equals $1,241/mo, and annual cash flow totals $6,307/yr on $38,123 invested. Return on cash invested prints 36.45% in year one, and rental yield reads 12.95% against a $115,000 entry. Equity gained on principal adds $742/yr, while 5% annual appreciation compiles into $31,772 by year five. Five-year ROI reaches 191.63% and total cumulative return in cash sums $73,053. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,241/mo property income covering a $563/mo payment, not borrower’s personal income.
Single Family
Built in 1917
4,320 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21532, Frostburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,786 (100%) |
| Owner Occupied HU | 3,755 (55.3%) |
| Renter Occupied HU | 1,936 (28.5%) |
| Vacant Housing Units | 1,095 (16.1%) |
| Median Home Value | $194,526 |
| Average Home Value | $248,376 |
Housing Distribution
Address Breakdown
Residential
6,433
Single Family
6,052
Multi-Family
381
Businesses
330
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