108 Bluestone RdYorkPA17406
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 108 Bluestone Rd, York, PA, 17406 in York is a conservative rental investment at $269,900. Rental yield 7.58%. A 1.40 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $74,568; $2,486/yr in principal paydown supplements. Total projected return: $98,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.8% |
| Monthly Cash Flow | $(63) | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,705 |
| Total Monthly Debt Service | $1,661 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17406, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,043 (100%) |
| Owner Occupied HU | 7,582 (75.5%) |
| Renter Occupied HU | 2,039 (20.3%) |
| Vacant Housing Units | 422 ( 4.2%) |
| Median Home Value | $284,456 |
| Average Home Value | $329,522 |
Housing Distribution
Address Breakdown
Residential
10,076
Single Family
10,072
Multi-Family
4
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17406, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,043 (100%) |
| Owner Occupied HU | 7,582 (75.5%) |
| Renter Occupied HU | 2,039 (20.3%) |
| Vacant Housing Units | 422 ( 4.2%) |
| Median Home Value | $284,456 |
| Average Home Value | $329,522 |
Housing Distribution
Address Breakdown
Residential
10,076
Single Family
10,072
Multi-Family
4
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Lutz • Mylin Properties
Mls Name: Bright MLS
Mls ID: #PAYK2091130