108 Allston St #AAllstonMA02134
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 108 Allston St #A, Allston, MA, 02134 in Allston at $1,395,000, 2.5% gross yield, is a market-growth asset. Rental yield 2.5%. The $2,908/mo rent partially funds the $6,613/mo debt service; the core return is the 5%/yr price growth projected to add $385,413 over five years. Ziffy Mortgage's DSCR mortgage (0.44) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $124,766.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 6.5% |
| Monthly Cash Flow | $(5,885) | $1,200 |
City averages based on Allston market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,908 |
| Total Monthly Debt Service | $8,578 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02134, Allston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,236 (100%) |
| Owner Occupied HU | 1,238 (11.0%) |
| Renter Occupied HU | 9,202 (81.9%) |
| Vacant Housing Units | 796 ( 7.1%) |
| Median Home Value | $686,040 |
| Average Home Value | $763,341 |
Housing Distribution
Address Breakdown
Residential
10,368
Single Family
2,497
Multi-Family
7,871
Businesses
687
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73573279
