10795 County Road 197a Unit 290NathropCO81236
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.44% yield at 10795 County Road 197a Unit 290, Nathrop, CO, 81236 in Nathrop is solid, but the $517/mo payment compresses net cash flow to $78/mo at $115,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $31,772 by year five, and $1,059/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.75) without U.S. income documentation. Total projected return: $49,199.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $78 | $1,200 |
City averages based on Nathrop market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $905 |
| Total Monthly Debt Service | $781 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1997
2,613 sqft lot
$N/A/sqft
$1,508 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1997
2,613 sqft lot
$N/A/sqft
$1,508 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashley Werner-Jatzke • Full Circle Real Estate Group
Mls Name: REcolorado
Mls Provider:
Mls ID: #2730280
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