10784 N County Road 7WellingtonCO80549
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 10784 N County Road 7, Wellington, CO, 80549 in Wellington the bet is firmly on appreciation. Rental yield 2.09%. The 2.09% gross yield on a $1,549,000 price is below income-first thresholds, but 5%/yr value growth projects $427,960 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.39) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $177,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 5.5% |
| Monthly Cash Flow | $(6,327) | $2,500 |
City averages based on Wellington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $8,411 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80549, Wellington, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,457 (100%) |
| Owner Occupied HU | 4,421 (81.0%) |
| Renter Occupied HU | 856 (15.7%) |
| Vacant Housing Units | 180 ( 3.3%) |
| Median Home Value | $610,678 |
| Average Home Value | $751,914 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,422
Multi-Family
149
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80549, Wellington, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,457 (100%) |
| Owner Occupied HU | 4,421 (81.0%) |
| Renter Occupied HU | 856 (15.7%) |
| Vacant Housing Units | 180 ( 3.3%) |
| Median Home Value | $610,678 |
| Average Home Value | $751,914 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,422
Multi-Family
149
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices