1078 W Rustic Pine RdCamp VerdeAZ86322
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1078 W Rustic Pine Rd, Camp Verde, AZ, 86322 in Camp Verde: $1,420/mo in rent, $218/mo in net income, 8.38% gross yield, 1.55 DSCR, all at $203,390. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $56,193 in appreciation and $1,873/yr in principal paydown projects total cumulative return of $90,896.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.2% |
| Monthly Cash Flow | $218 | $250 |
City averages based on Camp Verde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,420 |
| Total Monthly Debt Service | $1,121 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86322, Camp Verde, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,522 (100%) |
| Owner Occupied HU | 3,972 (71.9%) |
| Renter Occupied HU | 1,052 (19.1%) |
| Vacant Housing Units | 498 ( 9.0%) |
| Median Home Value | $360,817 |
| Average Home Value | $400,145 |
Housing Distribution
Address Breakdown
Residential
4,701
Single Family
4,342
Multi-Family
359
Businesses
470
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86322, Camp Verde, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,522 (100%) |
| Owner Occupied HU | 3,972 (71.9%) |
| Renter Occupied HU | 1,052 (19.1%) |
| Vacant Housing Units | 498 ( 9.0%) |
| Median Home Value | $360,817 |
| Average Home Value | $400,145 |
Housing Distribution
Address Breakdown
Residential
4,701
Single Family
4,342
Multi-Family
359
Businesses
470
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Witt • Berkshire Hathaway Home Servic
Mls Name: SVVAR
Mls ID: #537922