1077 Cumberland Pl, San Jose, CA, 95125 | 3.84% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $4,644/mo, and a $7,097/mo payment. Purchase price stands at $1,450,000, and rental yield measures 3.84% with $4,644/mo rent. Return on cash invested shows 9.32% in year one, and 5% annual appreciation builds toward $400,608 over five years. Five-year ROI reaches 45.97% and total cumulative return in cash records $215,949. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,644/mo property income covering a $7,097/mo payment rather than investor’s personal income.

Townhouse

Built in 1974

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95125, San Jose, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	21,815 (100%)
Owner Occupied HU	12,828 (58.8%)
Renter Occupied HU	8,020 (36.8%)
Vacant Housing Units	967 ( 4.4%)
Median Home Value	$1,688,209
Average Home Value	$1,602,473