10752 Faraday DrSaint LouisMO63123
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 10752 Faraday Dr, Saint Louis, MO, 63123 in Saint Louis at $289,900 earns $1,830/mo in rent and nets $25/mo after the $1,304/mo payment, a 7.58% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $80,094 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $2,670/yr in principal paydown, total projected return reaches $111,552.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.8% |
| Monthly Cash Flow | $25 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,830 |
| Total Monthly Debt Service | $1,690 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63123, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,662 (100%) |
| Owner Occupied HU | 16,577 (70.1%) |
| Renter Occupied HU | 5,902 (24.9%) |
| Vacant Housing Units | 1,183 ( 5.0%) |
| Median Home Value | $227,729 |
| Average Home Value | $271,454 |
Housing Distribution
Address Breakdown
Residential
23,155
Single Family
19,293
Multi-Family
3,862
Businesses
941
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63123, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,662 (100%) |
| Owner Occupied HU | 16,577 (70.1%) |
| Renter Occupied HU | 5,902 (24.9%) |
| Vacant Housing Units | 1,183 ( 5.0%) |
| Median Home Value | $227,729 |
| Average Home Value | $271,454 |
Housing Distribution
Address Breakdown
Residential
23,155
Single Family
19,293
Multi-Family
3,862
Businesses
941
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carrie Eiler • RE/MAX Results
Mls Name: MARIS
Mls Provider:
Mls ID: #25033854
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