10734 N Kilimanjaro AveOro ValleyAZ85737
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 10734 N Kilimanjaro Ave, Oro Valley, AZ, 85737 in Oro Valley is narrow, $184/mo net on $1,557/mo rent after the $989/mo debt service, but the property operates at break-even-plus, not a loss. At $220,000 with a 8.49% yield, the long-run equity case via 5% appreciation ($60,782 over five years) and $2,026/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $99,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.5% |
| Monthly Cash Flow | $184 | $1,800 |
City averages based on Oro Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,557 |
| Total Monthly Debt Service | $1,213 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85737, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,887 (100%) |
| Owner Occupied HU | 7,496 (68.9%) |
| Renter Occupied HU | 2,544 (23.4%) |
| Vacant Housing Units | 847 ( 7.8%) |
| Median Home Value | $457,718 |
| Average Home Value | $515,398 |
Housing Distribution
Address Breakdown
Residential
10,548
Single Family
8,354
Multi-Family
2,194
Businesses
630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85737, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,887 (100%) |
| Owner Occupied HU | 7,496 (68.9%) |
| Renter Occupied HU | 2,544 (23.4%) |
| Vacant Housing Units | 847 ( 7.8%) |
| Median Home Value | $457,718 |
| Average Home Value | $515,398 |
Housing Distribution
Address Breakdown
Residential
10,548
Single Family
8,354
Multi-Family
2,194
Businesses
630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS of Southern Arizona
Mls ID: #22531419