1073 Southbury CourtHighlands RanchCO80129
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1073 Southbury Court, Highlands Ranch, CO, 80129 in Highlands Ranch fits: $1,400,000, 5.66% gross yield, and a projected 5% annual appreciation rate adding $386,794 in value within five years. Rental yield 5.66%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.05) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,894/yr in principal paydown and $386,794 in appreciation project a total return of $428,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 5.5% |
| Monthly Cash Flow | $(1,722) | $350 |
City averages based on Highlands Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,604 |
| Total Monthly Debt Service | $7,602 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80129, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,105 (100%) |
| Owner Occupied HU | 8,247 (62.9%) |
| Renter Occupied HU | 4,271 (32.6%) |
| Vacant Housing Units | 587 ( 4.5%) |
| Median Home Value | $662,623 |
| Average Home Value | $720,201 |
Housing Distribution
Address Breakdown
Residential
12,761
Single Family
9,093
Multi-Family
3,668
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80129, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,105 (100%) |
| Owner Occupied HU | 8,247 (62.9%) |
| Renter Occupied HU | 4,271 (32.6%) |
| Vacant Housing Units | 587 ( 4.5%) |
| Median Home Value | $662,623 |
| Average Home Value | $720,201 |
Housing Distribution
Address Breakdown
Residential
12,761
Single Family
9,093
Multi-Family
3,668
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: REcolorado
Mls ID: #7166031