1070 State Highway 31 NVerbenaAL36091
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1070 State Highway 31 N, Verbena, AL, 36091 in Verbena. Rental yield 0%. At $285,000 with 0% gross yield, current distributions are modest, but the 5% appreciation rate projects $78,740 in new equity by year five, complemented by $2,625/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.00) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $3,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.0% |
| Monthly Cash Flow | $0 | $300 |
City averages based on Verbena market data in our database. Property projections are estimates.
Single Family
Built in 2023
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36091, Verbena, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,733 (100%) |
| Owner Occupied HU | 1,190 (68.7%) |
| Renter Occupied HU | 349 (20.1%) |
| Vacant Housing Units | 194 (11.2%) |
| Median Home Value | $122,826 |
| Average Home Value | $207,876 |
Housing Distribution
Address Breakdown
Residential
1,691
Single Family
1,691
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36091, Verbena, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,733 (100%) |
| Owner Occupied HU | 1,190 (68.7%) |
| Renter Occupied HU | 349 (20.1%) |
| Vacant Housing Units | 194 (11.2%) |
| Median Home Value | $122,826 |
| Average Home Value | $207,876 |
Housing Distribution
Address Breakdown
Residential
1,691
Single Family
1,691
Multi-Family
0
Businesses
53
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices