107 Main StCharlemontMA01339
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 107 Main St, Charlemont, MA, 01339 in Charlemont worth study. Rental yield 0%. The 0% gross yield is below cash-flow benchmarks at $399,000, but 5% annual appreciation, adding $110,236 over five years, frames this as a capital growth position. Rent of $0/mo partially offsets the $1,794/mo payment. Ziffy Mortgage finances appreciation-play properties (0.00 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 5.0% |
| Monthly Cash Flow | $0 | $450 |
City averages based on Charlemont market data in our database. Property projections are estimates.
Single Family
Built in 1787
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01339, Charlemont, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 781 (100%) |
| Owner Occupied HU | 522 (66.8%) |
| Renter Occupied HU | 110 (14.1%) |
| Vacant Housing Units | 149 (19.1%) |
| Median Home Value | $369,714 |
| Average Home Value | $419,205 |
Housing Distribution
Address Breakdown
Residential
482
Single Family
482
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1787
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01339, Charlemont, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 781 (100%) |
| Owner Occupied HU | 522 (66.8%) |
| Renter Occupied HU | 110 (14.1%) |
| Vacant Housing Units | 149 (19.1%) |
| Median Home Value | $369,714 |
| Average Home Value | $419,205 |
Housing Distribution
Address Breakdown
Residential
482
Single Family
482
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BCMLS
Mls ID: #249244