107 Duncan StEast BrewtonAL36426
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 107 Duncan St, East Brewton, AL, 36426 in East Brewton earns a 9.41% gross yield at $153,000. Rent of $1,200/mo nets $336/mo after the $688/mo mortgage. The 1.74 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $42,271 and $1,409/yr in equity accumulation project a total cumulative return of $79,329.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 9.0% |
| Monthly Cash Flow | $336 | $300 |
City averages based on East Brewton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,200 |
| Total Monthly Debt Service | $803 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36426, Brewton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,552 (100%) |
| Owner Occupied HU | 4,632 (61.3%) |
| Renter Occupied HU | 1,917 (25.4%) |
| Vacant Housing Units | 1,003 (13.3%) |
| Median Home Value | $135,154 |
| Average Home Value | $171,459 |
Housing Distribution
Address Breakdown
Residential
6,666
Single Family
6,401
Multi-Family
265
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36426, Brewton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,552 (100%) |
| Owner Occupied HU | 4,632 (61.3%) |
| Renter Occupied HU | 1,917 (25.4%) |
| Vacant Housing Units | 1,003 (13.3%) |
| Median Home Value | $135,154 |
| Average Home Value | $171,459 |
Housing Distribution
Address Breakdown
Residential
6,666
Single Family
6,401
Multi-Family
265
Businesses
458
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Salter • Reynolds Real Estate
Mls Name: Baldwin Realtors
Mls ID: #385403