106921 Highway 395ColevilleCA96107
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 106921 Highway 395, Coleville, CA, 96107 in Coleville delivers $2,155/mo in gross rent and $361/mo in net monthly income at a $290,000 entry. The 8.92% yield and 1.57 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $80,122 over five years and $2,431/yr in equity from loan paydown, total projected return is $127,738.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 8.2% |
| Monthly Cash Flow | $361 | $300 |
City averages based on Coleville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,155 |
| Total Monthly Debt Service | $1,749 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
1.17 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Cynthia Fleming • Mammoth Lakes Resort Realty
Mls Name: MLBOR
Mls ID: #250528
