1068 Bill Phillips RdDequincyLA70633
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1068 Bill Phillips Rd, Dequincy, LA, 70633 in Dequincy at $100,000 earns $779/mo in rent and nets $160/mo after the $450/mo payment, a 9.35% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $27,628 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $921/yr in principal paydown, total projected return reaches $48,161.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $160 | $850 |
City averages based on Dequincy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $779 |
| Total Monthly Debt Service | $580 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
4.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70633, Dequincy, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,666 (100%) |
| Owner Occupied HU | 2,535 (69.1%) |
| Renter Occupied HU | 650 (17.7%) |
| Vacant Housing Units | 481 (13.1%) |
| Median Home Value | $232,621 |
| Average Home Value | $270,845 |
Housing Distribution
Address Breakdown
Residential
3,320
Single Family
3,320
Multi-Family
0
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
4.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70633, Dequincy, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,666 (100%) |
| Owner Occupied HU | 2,535 (69.1%) |
| Renter Occupied HU | 650 (17.7%) |
| Vacant Housing Units | 481 (13.1%) |
| Median Home Value | $232,621 |
| Average Home Value | $270,845 |
Housing Distribution
Address Breakdown
Residential
3,320
Single Family
3,320
Multi-Family
0
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices