10675 W 142nd TerOverland ParkKS66221
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 10675 W 142nd Ter, Overland Park, KS, 66221 in Overland Park the bet is firmly on appreciation. Rental yield 2.65%. The 2.65% gross yield on a $1,265,000 price is below income-first thresholds, but 5%/yr value growth projects $349,496 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.49) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $120,145.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 5.2% |
| Monthly Cash Flow | $(5,794) | $1,250 |
City averages based on Overland Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,789 |
| Total Monthly Debt Service | $7,913 |
| DSCR Ratio | 0.35x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66221, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,104 (100%) |
| Owner Occupied HU | 7,226 (79.4%) |
| Renter Occupied HU | 1,417 (15.6%) |
| Vacant Housing Units | 461 ( 5.1%) |
| Median Home Value | $670,972 |
| Average Home Value | $735,022 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,426
Multi-Family
1,378
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66221, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,104 (100%) |
| Owner Occupied HU | 7,226 (79.4%) |
| Renter Occupied HU | 1,417 (15.6%) |
| Vacant Housing Units | 461 ( 5.1%) |
| Median Home Value | $670,972 |
| Average Home Value | $735,022 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,426
Multi-Family
1,378
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Suzy Goldstein • BHG Kansas City Homes
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2546777