10673 Millport StWhite PlainsMD20695
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 10673 Millport St, White Plains, MD, 20695 in White Plains earns a 8.99% gross yield at $463,890. Rent of $3,474/mo nets $589/mo after the $2,086/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $128,164 and $4,272/yr in equity accumulation project a total cumulative return of $213,877.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.5% |
| Monthly Cash Flow | $589 | $950 |
City averages based on White Plains market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,474 |
| Total Monthly Debt Service | $2,701 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20695, White Plains, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,332 (100%) |
| Owner Occupied HU | 5,020 (79.3%) |
| Renter Occupied HU | 1,076 (17.0%) |
| Vacant Housing Units | 236 ( 3.7%) |
| Median Home Value | $465,092 |
| Average Home Value | $485,709 |
Housing Distribution
Address Breakdown
Residential
5,845
Single Family
5,538
Multi-Family
307
Businesses
501
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20695, White Plains, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,332 (100%) |
| Owner Occupied HU | 5,020 (79.3%) |
| Renter Occupied HU | 1,076 (17.0%) |
| Vacant Housing Units | 236 ( 3.7%) |
| Median Home Value | $465,092 |
| Average Home Value | $485,709 |
Housing Distribution
Address Breakdown
Residential
5,845
Single Family
5,538
Multi-Family
307
Businesses
501
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy Goins • Keller Williams Preferred Properties
Mls Name: Bright MLS
Mls ID: #MDCH2046082