10644 Cedar Forest CirClermontFL34711
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Clermont rentals match the income profile of 10644 Cedar Forest Cir, Clermont, FL, 34711. Listed at $389,900, gross rent is $3,541/mo and net cash flow is $928/mo, a 10.9% yield well above national averages. DSCR 2.02 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $107,722 by year five with $3,591/yr in annual principal reduction, projecting $209,969 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.0% |
| Monthly Cash Flow | $928 | $300 |
City averages based on Clermont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,541 |
| Total Monthly Debt Service | $2,432 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34711, Clermont, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,044 (100%) |
| Owner Occupied HU | 21,931 (70.6%) |
| Renter Occupied HU | 6,996 (22.5%) |
| Vacant Housing Units | 2,117 ( 6.8%) |
| Median Home Value | $424,658 |
| Average Home Value | $469,761 |
Housing Distribution
Address Breakdown
Residential
28,165
Single Family
26,859
Multi-Family
1,306
Businesses
1,398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34711, Clermont, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,044 (100%) |
| Owner Occupied HU | 21,931 (70.6%) |
| Renter Occupied HU | 6,996 (22.5%) |
| Vacant Housing Units | 2,117 ( 6.8%) |
| Median Home Value | $424,658 |
| Average Home Value | $469,761 |
Housing Distribution
Address Breakdown
Residential
28,165
Single Family
26,859
Multi-Family
1,306
Businesses
1,398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices