1063 Whitebick Dr, San Jose, CA, 95129 | 4.07% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $6,106/mo, and a $8,805/mo payment. Purchase price stands at $1,798,888, and rental yield measures 4.07% with $6,106/mo rent. Return on cash invested shows 10.03% in year one, and 5% annual appreciation builds toward $497,000 over five years. Five-year ROI reaches 49.76% and total cumulative return in cash records $290,026. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $6,106/mo property income covering a $8,805/mo payment rather than investor’s personal income.

Condo

Built in 1972

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95129, San Jose, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,142 (100%)
Owner Occupied HU	7,733 (54.7%)
Renter Occupied HU	5,844 (41.3%)
Vacant Housing Units	565 ( 4.0%)
Median Home Value	$1,858,556
Average Home Value	$1,771,965