1063 Oxbow RoadOxbowME04764
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Oxbow rentals match the income profile of 1063 Oxbow Road, Oxbow, ME, 04764. Listed at $299,900, gross rent is $2,552/mo and net cash flow is $660/mo, a 10.21% yield well above national averages. DSCR 1.89 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $82,857 by year five with $2,762/yr in annual principal reduction, projecting $156,307 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.0% |
| Monthly Cash Flow | $660 | $1,200 |
City averages based on Oxbow market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,552 |
| Total Monthly Debt Service | $1,773 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
20.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04764, Oxbow, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 73 (100%) |
| Owner Occupied HU | 7 ( 9.6%) |
| Renter Occupied HU | 3 ( 4.1%) |
| Vacant Housing Units | 63 (86.3%) |
| Median Home Value | $541,667 |
| Average Home Value | $452,857 |
Housing Distribution
Address Breakdown
Residential
30
Single Family
30
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
20.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04764, Oxbow, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 73 (100%) |
| Owner Occupied HU | 7 ( 9.6%) |
| Renter Occupied HU | 3 ( 4.1%) |
| Vacant Housing Units | 63 (86.3%) |
| Median Home Value | $541,667 |
| Average Home Value | $452,857 |
Housing Distribution
Address Breakdown
Residential
30
Single Family
30
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices