10624 Montrose Ave #M103BethesdaMD20814
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 10624 Montrose Ave #M103, Bethesda, MD, 20814 in Bethesda at $299,000 earns $2,603/mo in rent and nets $137/mo after the $1,344/mo payment, a 10.45% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,608 over five years. Ziffy Mortgage underwrites this on a 1.94 DSCR without U.S. credit history. With $2,754/yr in principal paydown, total projected return reaches $161,280.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.3% |
| Monthly Cash Flow | $137 | $1,200 |
City averages based on Bethesda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,603 |
| Total Monthly Debt Service | $1,741 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20814, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,268 (100%) |
| Owner Occupied HU | 7,697 (39.9%) |
| Renter Occupied HU | 9,305 (48.3%) |
| Vacant Housing Units | 2,266 (11.8%) |
| Median Home Value | $1,095,391 |
| Average Home Value | $1,155,959 |
Housing Distribution
Address Breakdown
Residential
17,521
Single Family
7,350
Multi-Family
10,171
Businesses
2,013
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20814, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,268 (100%) |
| Owner Occupied HU | 7,697 (39.9%) |
| Renter Occupied HU | 9,305 (48.3%) |
| Vacant Housing Units | 2,266 (11.8%) |
| Median Home Value | $1,095,391 |
| Average Home Value | $1,155,959 |
Housing Distribution
Address Breakdown
Residential
17,521
Single Family
7,350
Multi-Family
10,171
Businesses
2,013
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices