1062 Central RdBaton RougeLA70807
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1062 Central Rd, Baton Rouge, LA, 70807 in Baton Rouge at $120,000. Rental yield 6.3%. The 6.3% yield and 1.17 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $33,154 by year five, and $1,105/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $38,181.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.2% |
| Monthly Cash Flow | $(113) | $450 |
City averages based on Baton Rouge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $630 |
| Total Monthly Debt Service | $696 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70807, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,841 (100%) |
| Owner Occupied HU | 2,696 (39.4%) |
| Renter Occupied HU | 3,036 (44.4%) |
| Vacant Housing Units | 1,109 (16.2%) |
| Median Home Value | $124,912 |
| Average Home Value | $172,074 |
Housing Distribution
Address Breakdown
Residential
6,061
Single Family
4,818
Multi-Family
1,243
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70807, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,841 (100%) |
| Owner Occupied HU | 2,696 (39.4%) |
| Renter Occupied HU | 3,036 (44.4%) |
| Vacant Housing Units | 1,109 (16.2%) |
| Median Home Value | $124,912 |
| Average Home Value | $172,074 |
Housing Distribution
Address Breakdown
Residential
6,061
Single Family
4,818
Multi-Family
1,243
Businesses
396
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nia Bookter • Keller Williams Realty-First Choice
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2024022685
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.