10616 W Spencer RunTollesonAZ85353
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable, bankable, and well-priced, 10616 W Spencer Run, Tolleson, AZ, 85353 in Tolleson delivers $3,008/mo in gross rent and $316/mo in net monthly income at a $455,475 entry. The 7.93% yield and 1.47 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $125,839 over five years and $4,195/yr in equity from loan paydown, total projected return is $192,466.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.0% |
| Monthly Cash Flow | $316 | $300 |
City averages based on Tolleson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,008 |
| Total Monthly Debt Service | $2,511 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5,175 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85353, Tolleson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,316 (100%) |
| Owner Occupied HU | 10,282 (67.1%) |
| Renter Occupied HU | 4,185 (27.3%) |
| Vacant Housing Units | 849 ( 5.5%) |
| Median Home Value | $417,763 |
| Average Home Value | $454,954 |
Housing Distribution
Address Breakdown
Residential
13,372
Single Family
10,979
Multi-Family
2,393
Businesses
705
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5,175 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85353, Tolleson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,316 (100%) |
| Owner Occupied HU | 10,282 (67.1%) |
| Renter Occupied HU | 4,185 (27.3%) |
| Vacant Housing Units | 849 ( 5.5%) |
| Median Home Value | $417,763 |
| Average Home Value | $454,954 |
Housing Distribution
Address Breakdown
Residential
13,372
Single Family
10,979
Multi-Family
2,393
Businesses
705
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices