1061 Bethesda Church RdGirardGA30426
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1061 Bethesda Church Rd, Girard, GA, 30426 in Girard is listed at $279,900 and delivers $2,044/mo in rent and $340/mo in net monthly cash flow. The 8.76% yield and 1.62 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $77,331 over five years, and $2,578/yr in principal reduction supplements cash return. Total projected cumulative return: $127,936.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.0% |
| Monthly Cash Flow | $340 | $150 |
City averages based on Girard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,044 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
15.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30426, Girard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 483 (100%) |
| Owner Occupied HU | 313 (64.8%) |
| Renter Occupied HU | 100 (20.7%) |
| Vacant Housing Units | 70 (14.5%) |
| Median Home Value | $100,694 |
| Average Home Value | $128,946 |
Housing Distribution
Address Breakdown
Residential
363
Single Family
362
Multi-Family
1
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
15.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30426, Girard, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 483 (100%) |
| Owner Occupied HU | 313 (64.8%) |
| Renter Occupied HU | 100 (20.7%) |
| Vacant Housing Units | 70 (14.5%) |
| Median Home Value | $100,694 |
| Average Home Value | $128,946 |
Housing Distribution
Address Breakdown
Residential
363
Single Family
362
Multi-Family
1
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices