10600 Silverleaf CirMoreno ValleyCA92557
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 10600 Silverleaf Cir, Moreno Valley, CA, 92557 in Moreno Valley is narrow, $193/mo net on $3,719/mo rent after the $2,563/mo debt service, but the property operates at break-even-plus, not a loss. At $570,000 with a 7.83% yield, the long-run equity case via 5% appreciation ($157,480 over five years) and $5,250/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.45 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $228,549.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $193 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,719 |
| Total Monthly Debt Service | $3,299 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92557, Moreno Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,398 (100%) |
| Owner Occupied HU | 10,475 (63.9%) |
| Renter Occupied HU | 5,430 (33.1%) |
| Vacant Housing Units | 493 ( 3.0%) |
| Median Home Value | $568,223 |
| Average Home Value | $582,186 |
Housing Distribution
Address Breakdown
Residential
15,916
Single Family
14,393
Multi-Family
1,523
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92557, Moreno Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,398 (100%) |
| Owner Occupied HU | 10,475 (63.9%) |
| Renter Occupied HU | 5,430 (33.1%) |
| Vacant Housing Units | 493 ( 3.0%) |
| Median Home Value | $568,223 |
| Average Home Value | $582,186 |
Housing Distribution
Address Breakdown
Residential
15,916
Single Family
14,393
Multi-Family
1,523
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Saul Mendoza • TOP PRODUCERS REALTY PARTNERS
Mls Name: CRMLS
Mls ID: #CV25150247