1060 Bill Chain RdGarrisonKY41141
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Garrison at 1060 Bill Chain Rd, Garrison, KY, 41141 projects strong ROI of -1.09%. Rental yield 0.6%. With 5% annual appreciation, the property builds $552,563 in value over five years. Equity growth combined delivers a projected five-year ROI of 6.75%, translating into $38,160 in total cumulative return on $565,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 9.0% |
| Monthly Cash Flow | $(11,179) | $350 |
City averages based on Garrison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $994 |
| Total Monthly Debt Service | $11,377 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
385 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41141, Garrison, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 946 (100%) |
| Owner Occupied HU | 658 (69.6%) |
| Renter Occupied HU | 150 (15.9%) |
| Vacant Housing Units | 138 (14.6%) |
| Median Home Value | $90,000 |
| Average Home Value | $144,122 |
Housing Distribution
Address Breakdown
Residential
808
Single Family
808
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
385 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41141, Garrison, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 946 (100%) |
| Owner Occupied HU | 658 (69.6%) |
| Renter Occupied HU | 150 (15.9%) |
| Vacant Housing Units | 138 (14.6%) |
| Median Home Value | $90,000 |
| Average Home Value | $144,122 |
Housing Distribution
Address Breakdown
Residential
808
Single Family
808
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices