106 Walrock ShrsRussellvilleAR72802
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 106 Walrock Shrs, Russellville, AR, 72802 in Russellville at $950,000, 5.16% gross yield, is a market-growth asset. Rental yield 5.16%. The $4,086/mo rent partially funds the $4,272/mo debt service; the core return is the 5%/yr price growth projected to add $262,467 over five years. Ziffy Mortgage's DSCR mortgage (0.96) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $254,967.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 7.0% |
| Monthly Cash Flow | $(1,625) | $1,200 |
City averages based on Russellville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,086 |
| Total Monthly Debt Service | $5,333 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72802, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,548 (100%) |
| Owner Occupied HU | 6,642 (69.6%) |
| Renter Occupied HU | 2,199 (23.0%) |
| Vacant Housing Units | 707 ( 7.4%) |
| Median Home Value | $245,391 |
| Average Home Value | $253,867 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
9,028
Multi-Family
367
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72802, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,548 (100%) |
| Owner Occupied HU | 6,642 (69.6%) |
| Renter Occupied HU | 2,199 (23.0%) |
| Vacant Housing Units | 707 ( 7.4%) |
| Median Home Value | $245,391 |
| Average Home Value | $253,867 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
9,028
Multi-Family
367
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CARMLS
Mls ID: #25048169