106 State Route 1 NCave In RockIL62919
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 106 State Route 1 N, Cave In Rock, IL, 62919 in Cave In Rock is listed at $160,000 and delivers $1,561/mo in rent and $451/mo in net monthly cash flow. The 11.71% yield and 2.17 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $44,205 over five years, and $1,474/yr in principal reduction supplements cash return. Total projected cumulative return: $90,292.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.0% |
| Monthly Cash Flow | $451 | $150 |
City averages based on Cave In Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,561 |
| Total Monthly Debt Service | $1,046 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62919, Cave In Rock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 613 (100%) |
| Owner Occupied HU | 337 (55.0%) |
| Renter Occupied HU | 68 (11.1%) |
| Vacant Housing Units | 208 (33.9%) |
| Median Home Value | $161,092 |
| Average Home Value | $343,375 |
Housing Distribution
Address Breakdown
Residential
338
Single Family
338
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62919, Cave In Rock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 613 (100%) |
| Owner Occupied HU | 337 (55.0%) |
| Renter Occupied HU | 68 (11.1%) |
| Vacant Housing Units | 208 (33.9%) |
| Median Home Value | $161,092 |
| Average Home Value | $343,375 |
Housing Distribution
Address Breakdown
Residential
338
Single Family
338
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A